Health Savings Account

Get more value from your healthcare dollars.

A Health Savings Account is a personal savings account that allows you to set aside pre-tax dollars for current and future healthcare expenses for you and your dependents, even if they are not covered under your healthcare plan. You are eligible to open an HSA if you are enrolled in an HSA-eligible high-deductible health plan.

You choose an election amount. Once your account is funded, you can choose to use the money to pay for current healthcare expenses or keep the funds in your account and watch your savings grow.

An HSA is a powerful investment vehicle and can be a smart addition to your retirement strategy. Money goes into your HSA tax-free, grows tax-free, and comes out tax-free. That means you will never be taxed when you use your HSA dollars for qualified medical expenses. No other investment account offers this benefit!

How do I use my HSA to pay for healthcare expenses?

You can use your Difference Card HSA to pay your providers for eligible healthcare expenses, or pay with your personal funds and withdraw funds from your HSA to reimburse yourself for the expense.




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