Services The Difference Card®


The Difference Card® works like a credit card to offset copays and deductibles an employee may incur through their insurance plan.

Using innovative MasterCard technology, the Difference Card helps an employee pay towards and obtain reimbursement for such out-of-pocket costs as office visits, emergency room visits, deductibles and coinsurance expenses.

Since 2006, the Difference Card has saved its clients over 18% annually on their healthcare costs.

On average, The Difference Card saves clients $2,000 per employee, per year without reducing member benefits.

Employer Groups

Our employer groups know we’ll provide them with healthcare cost-savings, best-in-class benefits, and unmatched service for their employees. With only one phone number to call for all of your customer service needs, our employer groups know we make it easy for employees to ask questions and get the help they need.

Strategic Broker Partners

Our Strategic Partners know we’re committed to helping them build their business. Our Sales Consultants will help our Partners select the best plan designs for their clients and they’ll be there every step of the way through the transition and enrollment period. The Difference Card only partners with best-in-class benefits brokerage firms.

Third Party Administrators

Third Party Administrators know we can help self-insured companies combat the rising costs of healthcare and increase employee productivity with our wellness product. With offices in New York, Boston, Philadelphia, Nashville, Chicago, Washington, D.C. and San Francisco, the Difference Card team provides unparalleled support and service for our clients across the nation.


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The Difference Card®
245 Main Street | Suite 605
White Plains, NY 10601
(888) 343-2110
(602) 333-4252


Securely submit your claims or forms to the Difference Card®

The Difference Card® - Copyright 2020