The Borough of Dunellen is a municipality in the state of New Jersey. The public entity has seen their health insurance costs rise by over 30% in the past few years and were spending close to $900,000 annually in healthcare costs. While other municipalities were raising taxes to cover the increases, Dunellen chose to work […]

This client employs over 400 people in the Mid-West market. They provide supply chain solutions, transportation management, freight forwarding and warehouse services for organizations across the world. In this competitive industry, they were looking to enhance margin by reducing their health insurance cost. When faced with an 8% renewal increase from Aetna, their consultant connected […]

This Elite Difference Card broker partner was looking for an innovative solution to help differentiate their agency in a competitive bidding process to win the business of a select manufacturing employer in Michigan. This metal foundry employer was dealing with high turnover and wanted to improve the benefits structure to improve their retention for the […]

Here at The Difference Card, we pride ourselves on delivering sweet benefits at an even sweeter cost. Discover how sweet benefits were for these clients in our Valentine’s Day Case Study Roundup. Request a Proposal New Jersey Municipality Saves $1,480,658 The client was receiving a 21% renewal increase from the NJ State Health Plan. Our […]

This Difference Card broker partner was looking for a solution to help differentiate their agency in a competitive bidding process to win the business of a large manufacturing employer in the Mid-West market. After evaluating the client’s generous benefits structure and difficult renewal situation, the producer concluded that the Difference Card Monthly Budget product was […]

Using The Difference Card’s proprietary funding strategy, The Difference Card helped reduce the cost of a Florida-based private equity firm on their January 1st healthcare renewal. The client was receiving a 14.5% increase from their current carrier when their broker turned to The Difference Card for help with controlling costs. Our Southeast Team worked with […]

This month’s industry spotlight illustrates how the Difference Card’s Guarantee strategy within the Manufacturing space can save employers in this industry hundreds of thousands of dollars. The Difference Card helped a Sheet Metal Finisher with a nationwide presence create the most cost-effective healthcare plan for their January 1st renewal. This manufacturing employer had been a […]

Using The Difference Card’s proprietary funding strategy, The Difference Card helped reduce the cost of a New York City-based non-profit on their healthcare renewal in October. The client was receiving a 19% increase from Cigna when their broker turned to The Difference Card for assistance in giving it a second look. Our Northeast Team worked […]

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, along with the new Monthly Budget funding strategy, The Difference Card helped a public-sector employer create the most cost-effective healthcare plan for their October renewal. The client was receiving a 19% renewal increase from their carrier when their broker engaged The Difference Card to help with […]