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July Case Study: Private Equity Firm’s newly acquired Visual Communications Company Saves Over $1,000,000 Using The Difference Card!

Difference Card case study for private equity firm saving over $1 million in renewals
July 5, 2023

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a Visual Communications Company create the most cost-effective healthcare after being acquired by an international Private Equity Firm. The Private Equity Firm was going to pay over $8M to align benefits with Blue Cross. Instead, the Health Insurance Consultant engaged The Difference […]

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HSA Funds — Should You Keep or Invest?

HSA funds - should you keep or invest?
June 30, 2023

A health savings account can help you save for your healthcare expenses and offer tax benefits. If you have funds sitting in your HSA, you may wonder whether you should keep the money in your account or invest in another asset for potential savings growth. Below, we’ll cover more about keeping or investing HSA funds, including […]

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Spotlight of the Month on Difference Card Broker Partner, Ralph Spagnola

Ralph Spagnola - Partner at Nava
June 26, 2023

Congratulations to Ralph Spagnola, of Nava, for being recognized as the Difference Card Broker Partner of the Month for June 2023! Ralph Spagnola is a Partner at Nava in the New York and New Jersey markets. The Difference Card sales team and Ralph have worked together for over ten years. Ralph recently worked with Emily […]

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Difference Card Digest: Looking Back at Q1

June 23, 2023

Quarterly Updates from The Difference Card   Meet the NEW CRO of The Difference Card! In May, we welcomed Kurt Knight to The Difference Card to serve as Chief Risk Officer. Read the Full Press Release Featured Case Studies Every month, we highlight an industry that achieved great savings with The Difference Card. Non-Profit Saves $1,222,747 […]

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HSA Plan Tax Benefits for Employers

June 20, 2023

If you are in charge of creating the benefits packages for your employees, you don’t want to overlook a Health Savings Account (HSA). With an HSA, you can take advantage of several tax benefits that will set both you and your team up for success. These accounts essentially function as personal savings accounts. Employees can place tax-free […]

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June Case Study: Nonprofit Saves $387,159 on Renewal Using The Difference Card!

June 7, 2023

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a nonprofit create the most cost-effective healthcare plan for their June renewal. The client was receiving a 6.6% renewal decrease from the United Health Care. This nonprofit’s Health Insurance Consultant engaged The Difference Card to help with a solution to control costs. […]

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Spotlight of the Month on Difference Card Broker Partner, Tara Wolfe

Tara Wolfe - Assistant Vice President at Alliant Insurance Services
May 30, 2023

Congratulations to Tara Wolfe, of Alliant Employee Benefits, for being recognized as the Difference Card Broker Partner of the Month for May 2023! Tara Wolfe is an Assistant Vice President at Alliant Insurance Services in the New York City, tristate area market. The Difference Card account team and Tara have worked together for the past […]

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May Case Study: Municipality Saves $1,480,658 on Renewal Using The Difference Card!

Case Study for Municipality that Saves $1,48,658 on Renewals
May 25, 2023

Using our proprietary strategy, The Difference Card helped a municipality create the most cost-effective healthcare plan for their May renewal. The client was receiving a 21% renewal increase from the NJ State Health Plan. This municipality hired a new  Health Insurance Consultant and engaged The Difference Card to help with a solution to control costs. […]

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The Difference Card Appoints Kurt Knight as Chief Risk Officer

Welcoming Kurt Knight to The Difference Card team
May 16, 2023

Armonk, NY – EB Employee Solutions, LLC, dba The Difference Card, announced that Kurt Knight will be joining The Difference Card as the company’s Chief Risk Officer. Kurt Knight co-founded ELMC Risk Solutions in 2016 and served as the Executive Vice President of the organization for seven years prior to joining The Difference Card. As […]

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Fully Insured vs. Self-Funded Health Plans for Employers

Fully insured vs self-funded health plans for employers
May 11, 2023

Employers can choose between fully-insured and self-insured health plans when deciding on a health insurance option. Both can help employers meet their employees’ healthcare needs but have two distinct structures, one of which may work better than the other. Choosing the right health plan can help reduce plan costs and mitigate risk. We’ll outline these […]

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