May Case Study: Municipality Saves $1,480,658 on Renewal Using The Difference Card!
Using our proprietary strategy, The Difference Card helped a municipality create the most cost-effective healthcare plan for their May renewal. The client was receiving a 21% renewal increase from the NJ State Health Plan. This municipality hired a new Health Insurance Consultant and engaged The Difference Card to help with a solution to control costs. […]
Read MoreThe Difference Card Appoints Kurt Knight as Chief Risk Officer
Armonk, NY – EB Employee Solutions, LLC, dba The Difference Card, announced that Kurt Knight will be joining The Difference Card as the company’s Chief Risk Officer. Kurt Knight co-founded ELMC Risk Solutions in 2016 and served as the Executive Vice President of the organization for seven years prior to joining The Difference Card. As […]
Read MoreFully Insured vs. Self-Funded Health Plans for Employers
Employers can choose between fully-insured and self-insured health plans when deciding on a health insurance option. Both can help employers meet their employees’ healthcare needs but have two distinct structures, one of which may work better than the other. Choosing the right health plan can help reduce plan costs and mitigate risk. We’ll outline these […]
Read MoreOur Team is Growing!
The Difference Card continues to expand the Sales Team to support nationwide growth. Exciting things are happening at The Difference Card! From promotions to new hires, let’s break it all down for you. REQUEST A PROPOSAL The East Coast Team Promotions: Ashley Dube has been promoted to Senior Director of East Markets. With this promotion, […]
Read MoreYes to Arbor Day!
Yes to Arbor Day means we’re saying YES to healthier communities, YES to protecting wildlife, YES to doing what needs to be done to fight the effects of climate change. By partnering with the Arbor Day Foundation, we’re treating every day as though it’s Arbor Day. We know the importance of trees and the necessity […]
Read MoreAnnouncing Extended Hours of Operation for Member Services
Serving our members from 8AM to 8PM from coast to coast! We are excited to announce that effective May 1, 2023, our Member Services Phone Line will be open from 8AM to 8PM from coast to coast! This extension adds two hours of additional support for our members. Healthcare is personal. Often when a member […]
Read MoreThe New York Foundling Finds Long-term Success with The Difference Card Health Insurance Strategy
A New York non-profit sits down with The Difference Card to discuss a decade of healthcare savings. The New York Foundling is a non-profit social services agency that serves all 5 boroughs in New York. This organization provides carefully designed programs, effective and interrelated services, and opportunities for community members to create transformational change in […]
Read MoreTax Benefits of Flexible Spending Accounts for Employers
Flexible spending accounts are an increasingly popular employee benefit that offers tax advantages for employees and employers. FSAs enable employees to put aside pre-tax dollars to cover eligible medical and dependent care expenses. While employees benefit from reduced taxable income and cost savings, employers can also take advantage of tax benefits associated with offering FSAs. […]
Read MoreAre Health and Wellness Services Considered Covered Medical Expenses by the IRS?
The IRS releases updated FAQs addressing covered expenses under HSAs, FSAs and HRAs On March 17, 2023, the IRS posted answers to frequently asked questions regarding whether certain costs related to nutrition, wellness, and general health are medical expenses that can be paid or reimbursed under a health savings account (HSA), health flexible spending arrangement […]
Read MoreNew High-Yield Interest Option for HSA Participants Coming Soon!
Increased Earning Potential with High-Yield HSA We are excited to launch a new high-yield interest option that enables your employees to optimize the value of their Difference Card HSA! Discover Our HSAs With this new option, account holders can take advantage of higher interest rates by choosing to have their HSA cash balance held in […]
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