Blog

Declaring Independence from Traditional Benefit Plans

July 17, 2024

In the July episode of Cup of Joe, we had the pleasure of welcoming a special guest known for his innovative approach to healthcare benefits, Lester Morales. As the CEO and Founder of NextImpact, Lester has been a pioneer in thinking outside the box when it comes to building health plans. We caught up with […]

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COBRA Subsidy: Who’s Eligible, How it’s Funded, and How to Deliver Notices to Employees

Cobra subsidy eligibility
July 9, 2024

The federal government initiated several programs to address the challenges posed by the coronavirus outbreak. One of these programs was the Consolidated Omnibus Budget Reconciliation Act (COBRA) subsidy, which excluded qualified individuals from paying premiums for a specified duration. Although the program has ended, insurance brokers continue to offer valuable services to clients who have […]

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July Case Study: The Difference Card Helps New York Non-Profit to Improve Health Benefits and Save Over $100,000 Annually!

July 2, 2024

This non-profit organization, located in Long Island, New York, employs over 100 staff members on their health plan. To continue fulfilling their important mission, the organization sought help from their consulting team at Corporate Synergies to improve their benefits package while reducing costs for both staff and the company. Corporate Synergies, part of the Foundation […]

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June Case of the Month: Potpourri Group, Inc. saves 15% on Health Insurance Renewal

June 20, 2024

How Potpourri Group Achieved Significant Healthcare Savings and Enhanced Employee Benefits Potpourri Group, Inc., a Massachusetts-based company employing over 350 individuals, is part of the Northlane Capital private equity portfolio. Potpourri Group operates as a multi-channel direct marketer, managing 18 complementary brands including Potpourri, Catalog Favorites, NorthStyle, Expressions,The Stitchery, Nature’s Jewelry, The Pyramid Collection, In […]

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Spotlight of the Month on Difference Card Broker Partner, Niko Washington

June 19, 2024

Congratulations to Niko Washington, of Johnson & Dugan Insurance Services Corporation, for being named the Difference Card Broker Partner of the Month for June 2024! Niko Washington is the Vice President of the Employee Benefits Practice for Johnson & Dugan in Redwood City, California. Niko recently worked with Senior Consultant Scott Bezanson from The Difference […]

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Sunscreen and Strategies: Summer Prep for Stress-Free Renewals

June 12, 2024

Cup of Joe | Ep. 6 – June Welcome to the June episode of Cup of Joe with Difference Card CEO Joseph Donovan! In this episode, Joe brings a fun and insightful comparison between the importance of sunblock in the summer and the necessity of proactive planning for your employee benefits. As the days get […]

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The Broker’s Forecast: Insurance Trends Shaping 2024

Broker forecast
June 10, 2024

The insurance industry has evolved over the years. Insurance providers and brokers must know the trends and continuously adjust operations to meet the market demands. Common strategies include adopting technology and expanding services to accommodate customer needs. While these solutions are generally helpful, brokers must implement strategies to harness their full potential. Producers who want […]

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A Double Shot of Joe: Insights from Joe Lawler on Healthcare Solutions

May 16, 2024

Cup of Joe | Ep. 5 – May In the bustling city of Newport, RI, amidst the buzz of the 2024 Difference Card growth conference, Joseph Donovan, CEO of The Difference Card, sat down with Joseph Lawler of USI Insurance Services for an enlightening conversation. The fifth episode of Cup of Joe podcast series brought […]

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What Is an ICHRA and How Does It Work?

Learn about ICHRAs
May 14, 2024

An individual coverage health reimbursement arrangement (ICHRA) is a flexible health benefits option, and it’s growing in popularity in 2024. It allows employers to reimburse employees for a portion or all of their health insurance premiums. Compared to traditional group plans, ICHRA health insurance suits employees who would prefer to choose their own health insurance […]

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Common Misconceptions of a MERP

Common Misconceptions of the MERP
May 10, 2024

According to the latest statistics from the American Medical Association, each person in the U.S. spends an average of $13,493 on healthcare in 2022. That’s a significant portion of many employees’ annual salaries. Businesses that cover part of these medical expenses help encourage employee loyalty while helping staff prioritize their well-being. As a side bonus, staff members […]

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