HSA account holders are now able to contribute more money to their HSA. The HSA contributions limits are adjusted for inflation each year, and HSA annual limits are released every April or May by the IRS. HSA Contribution Limits The HSA contribution limits for 2025 have been adjusted to reflect the cost of living changes. […]

Congratulations to Caleb Howland, of USI, for being named the Difference Card Broker Partner of the Month for May 2024! Caleb Howland is a Senior Employee Benefits Advisor for USI in their Fort Lauderdale, Florida office. Caleb recently worked with Senior Consultant Oldemar Da Silva from The Difference Card’s Southeast Team to help a food […]

The Borough of Dunellen is a municipality in the state of New Jersey. The public entity has seen their health insurance costs rise by over 30% in the past few years and were spending close to $900,000 annually in healthcare costs. While other municipalities were raising taxes to cover the increases, Dunellen chose to work […]

Top Employee Benefits for Millennials and Gen Z Hiring top talent drives innovation, improves productivity and ultimately puts businesses ahead of the competition. By curating an appealing set of benefits, businesses are more likely to attract hard-working employees and experience these qualities within their operations. As the average cost of employee turnover equates to a third […]

Congratulations to Beth Sweeney, of OneDigital, for being named the Difference Card Broker Partner of the Month for April 2024! Beth Sweeney is a Benefits Consultant for OneDigital in their New York City, New York office. Beth recently worked with Senior Consultant Richard Halpin from The Difference Card’s Northeast Team to help a non-profit social […]

Understanding PCORI Fees for Self-Insured Health Plans 2024 PCORI (Patient-Centered Outcomes Research Institute) Fees The applicable dollar amount for plan years ending on or after October 1, 2023, and before October 1, 2024, the tax is equal to $3.22. This is a .22 increase from the $3.00 rate in 2023. Fees are reported and paid […]

It’s no secret that technology has impacted almost every facet of modern life. One of the last industries to join this technological revolution is health insurance brokers, who often use paper-based processes or standalone systems. As more companies demand tools and technology that can help them serve a younger workforce, health insurance brokers must quickly […]

This client employs over 400 people in the Mid-West market. They provide supply chain solutions, transportation management, freight forwarding and warehouse services for organizations across the world. In this competitive industry, they were looking to enhance margin by reducing their health insurance cost. When faced with an 8% renewal increase from Aetna, their consultant connected […]