2023 End-of-Year Checklist for Employee Benefits
As another year draws to a close, human resources representatives have a prime opportunity to manage and review employee benefits, verifying they remain compliant with local and state regulations while being up to date. To ensure a smooth transition into 2024, start by confirming beneficiary information, double-checking the payroll and tax checklist, ensuring you understand […]
Read MoreDecember Case Study: New York City Non-Profit Saves over $95,000 Using The Difference Card!
Using The Difference Card’s proprietary funding strategy, The Difference Card helped reduce the cost of a New York City-based non-profit on their healthcare renewal in October. The client was receiving a 19% increase from Cigna when their broker turned to The Difference Card for assistance in giving it a second look. Our Northeast Team worked […]
Read MoreSpotlight of the Month on Difference Card Broker Partner, Shepherd Insurance
Congratulations to the Shepherd Insurance team, of Chris Maynard and Andrew Hunt, for being recognized as the Difference Card Broker Partners of the Month for November 2023! Chris Maynard, MBA AAI is the Employee Benefits Partner at Shepherd Insurance office located in Evansville, Indiana. Chris has been in the insurance industry for over ten years […]
Read MoreDiscover Difference Card Doorbuster Savings
On average, savings for Cyber Monday are about 30%. Here at The Difference Card, we believe in saving our clients money on their health insurance spend, but can we beat 30% savings? We decided to take a deep dive into some of our favorite case studies to see the savings we were able to achieve […]
Read MoreNovember Case Study: New Difference Card Product saves a County Government Agency $27,000 on their Healthcare Spend
Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, along with the new Monthly Budget funding strategy, The Difference Card helped a public-sector employer create the most cost-effective healthcare plan for their October renewal. The client was receiving a 19% renewal increase from their carrier when their broker engaged The Difference Card to help with […]
Read MoreSpotlight of the Month on Difference Card Broker Partner, Anthony Quintero
Congratulations to Anthony Quintero and the CBIZ Team on being named the Difference Card Broker Partner of the Month for October 2023! Anthony, in conjunction with Abby Peterson and Dominic Cutaia, are with CBIZ Benefits & Insurance Services out of the Greater Chicago metro area. CBIZ is one of the leading national insurance brokerage firms […]
Read MoreAre You ERISA Compliant? Follow This Checklist
Are you an employer providing retirement and healthcare plans to your employees? Do you want to learn how you can become Employee Retirement Income Security Act (ERISA) compliant? If the answer is yes, then you’ve come to the right place. This guide simplifies ERISA compliance requirements and offers a checklist to help you ensure you’re […]
Read MoreHow to Reduce Costs and Improve Benefits using Medical Expense Reimbursement Plans
What you need to know about using a MERP strategy WRITTEN BY ERIC CALCIANO, Managing Partner at New City Insurance Originally appeared on Issuu.com and featured in California Broker Magazine Looking for a robust tool for employers seeking to manage healthcare costs effectively? Take a look at Medical Expense Reimbursement Plans (MERPs). Not just […]
Read MoreNo Tricks, Just Treats: Proven Savings for Every Industry
No Tricks, Just Treats: Proven Savings for Every Industry Is your organization haunted by double-digit health insurance increases? Are you tired of the yearly nightmare of cutting employee benefits to keep up with rising healthcare costs? At The Difference Card, we’re here to offer a sweeter alternative. We help employer groups save big on healthcare […]
Read MoreOctober Case Study: Washington State Manufacturer Reduces Costs by almost 9% Using The Difference Card!
Using The Difference Card’s proprietary funding strategy, The Difference Card helped reduce the cost of a Washington-based manufacturer on their healthcare renewal in October. The client was receiving an 8% increase from their Kaiser plans when their Health Insurance Consultant turned to The Difference Card for assistance in giving it a second look. Our Southeast […]
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