What you need to know about using a MERP strategy   WRITTEN BY ERIC CALCIANO, Managing Partner at New City Insurance Originally appeared on Issuu.com and featured in California Broker Magazine Looking for a robust tool for employers seeking to manage healthcare costs effectively? Take a look at Medical Expense Reimbursement Plans (MERPs). Not just […]

No Tricks, Just Treats: Proven Savings for Every Industry Is your organization haunted by double-digit health insurance increases? Are you tired of the yearly nightmare of cutting employee benefits to keep up with rising healthcare costs? At The Difference Card, we’re here to offer a sweeter alternative. We help employer groups save big on healthcare […]

Using The Difference Card’s proprietary funding strategy, The Difference Card helped reduce the cost of a Washington-based manufacturer on their healthcare renewal in October. The client was receiving an 8% increase from their Kaiser plans when their Health Insurance Consultant turned to The Difference Card for assistance in giving it a second look. Our Southeast […]

Congratulations to Patricia “Patti” Blagojevich of The Business Insurance Specialist for being recognized as the Difference Card Broker Partner of the Month for September 2023! Patti is the owner of The Business Insurance Specialist Agency, that is dedicated to helping to find the best solutions for both the employer and the employee. She established her […]

Using our proprietary Difference Guarantee strategy, the Difference Card helped a Kentucky-based Non-Profit create a more cost-effective healthcare plan for their September renewal. The client was receiving a 24% renewal increase from their Humana plan when the non-profit’s Health Insurance Consultant engaged The Difference Card to help with a solution to reduce their costs. Our […]

Congratulations to Justin Veyna, of Barkley Risk Management & Insurance, for being recognized as the Difference Card Broker Partner of the Month for August 2023! Justin Veyna is the Vice President of Employee Benefits at Barkley Risk Management & Insurance located in California. Justin recently worked with Lee Bowers, a Senior Consultant from the Difference […]

The Difference Card is thrilled to announce a new team dedicated to ensuring a smooth and flawless implementation process for our clients and broker partners. The Implementation Specialist Team works closely with our producer partners to drive an implementation process that is clean and consistent for every client, every time. Using smart technology tools, the […]

If you’ve been laid off or decided to leave your job, you may be wondering what will happen to your health savings account (HSA). Since you’re the owner of your HSA, it’ll follow you wherever you go. This means you’ll still have your HSA, whether employed, unemployed or switching jobs. What Is an HSA and How […]

Qualifying life events can affect the type of coverage and contribution for health insurance, so it’s important to understand what situations the FSA considers. While you can’t change your contribution any time you want, FSA qualifying events mean you can change your coverage outside of the open period. We understand that saving on healthcare costs […]