Over $1 Billion in Savings for Our Clients!
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The Difference Card celebrates a major milestone by hitting $1 Billion in total savings through reduced healthcare spend.
The Difference Card kicks off 2022 with bang! The team is excited to be celebrating the impressive milestone marking $1,162,970,370 saved for our clients through reduced healthcare premium spend.
The Difference Card delivers a unique healthcare solution by offering a Medical Expense Reimbursement Plan (MERP) that allows employers to maintain a rich level of benefits for their employees, without increasing employee contributions or reducing their benefit package.
On average, we help employers to reduce their health insurance spend by 18%. These savings are often reinvested into the employee benefits plan and used to lower employee out-of-pocket costs.
Since 2001, The Difference Card has provided custom health benefit plans for employers, allowing them to save on the health insurance spend.
Employer Savings Results By The Numbers
The last 6 years of our health insurance savings solution has resulted in $3,000 of savings per employee per year.
| Year | PEPY | Percent of Savings |
| 2021 | $3,341 | 18.9% |
| 2020 | $3,095 | 18.5% |
| 2019 | $2,696 | 16.3% |
| 2018 | $2,352 | 16.5% |
| 2017 | $2,010 | 17.1% |
| 2016 | $2,150 | 17.9% |
| 2015 | $2,354 | 18.9% |
Our Top 10 Clients see MAJOR savings over the years
| Top 10 | Client Description | Annual Savings % | Largest Annual Savings Amount |
| 1 | New York Non Profit Community Center | 26% | $6,073,795.33 |
| 2 | New York Non Profit Social Service Organization | 39% | $4,531,028.00 |
| 3 | City in New Jersey | 22% | $4,155,514.23 |
| 4 | California Healthcare Center | 39% | $3,290,879.10 |
| 5 | New York Non Profit Social Service Organization | 29% | $3,170,390.85 |
| 6 | Florida Defense Department Manufacturer | 31% | $3,013,88.62 |
| 7 | New York Healthcare Research Organization | 23% | $2,860,344.12 |
| 8 | New York Hospital System | 32% | $2,836,232.58 |
| 9 | New York Non Profit Health Services Organization | 25% | $2,662,977.98 |
| 10 | North Carolina Technology Company | 23% | $2,590,567.75 |
See a real world example.
Take a peek at this case study to see exactly how we design each plan customized to our clients needs to reduce fixed insurance premiums.
Ready to start saving today?
Join the growing number of clients that are a part of our $1 billion and counting.
