A Letter from the New CEO of The Difference Card
Benefits are in my blood. I have done one thing in my entire 20-year career and that’s employee benefits. I have worked for an insurance carrier, an insurance broker, and for The Difference Card. So, for better or worse, healthcare has and always will be, a deep part of my identity. I don’t have to […]
Read MoreOctober Case Study: California Defense Manufacturer Has Saved $4 MILLION Using The Difference Card Strategy

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a defense manufacturer achieve cost-savings averaging $1.19M per year since 2018 for their organization for a total of $4,762,574. Request a Proposal Barkley Risk Management & Insurance engaged The Difference Card to help with a solution to reduce their client’s group medical […]
Read MoreSpotlight of the Month on Difference Card Broker Partner, Brenda Ballard

Congratulations to Brenda Ballard, of USI Insurance Services, for being recognized as our Broker Partner of the Month for September 2022! Brenda Ballard is the Senior Vice President at USI Insurance Services. Brenda partnered with Difference Card Senior Consultant, Jennifer Revell, from The Difference Card Mid-West Team, to help an employer group with over 200 […]
Read MoreOpen Enrollment Tips for Employers

Open enrollment is a complex process, but it doesn’t have to be. By armoring yourself with open enrollment tips and tools, you can tackle your upcoming benefits enrollment like a champion. Request a Proposal 1. Plan Ahead of Time When it comes to open enrollment, it is best to start planning early. By creating a renewal timeline halfway through your […]
Read MoreDifference Card Digest: Looking back at Q2
Quarterly Updates from The Difference Card Introducing The Difference Health Plan! You asked and we delivered! We are excited to announce our new self-funded health insurance solution for small to mid-sized businesses! Read the latest blog post HERE to learn all about the product AND sign up for our webinar on September 22 at 4PM […]
Read MoreSeptember Case Study: Auto Group Client Saves $334,397 on Renewal & Improved Benefits Using The Difference Card

Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped an auto group build the most cost-effective healthcare plan for their September renewal. The client was receiving a 28.4% renewal increase from Anthem. The firm’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal and […]
Read MoreSpotlight of the Month on Difference Card Broker Partner, Nicole De Partee

Congratulations to Nicole De Partee, of HUB International, for being recognized as our Broker Partner of the Month for August 2022! Nicole De Partee is an Account Executive at HUB International in the California market. Nicole partnered with The Difference Card renewal team made up of Jourdan Englert, Michelle Ronan and Veronica Jentsch to help […]
Read MoreIntroducing The Difference Health Plan

A New Self-Funded Health Insurance Solution for Small to Mid-Size Businesses Moving from a fully insured health plan to a self-funded one can be daunting. It’s intimating to take on the risk of full claim exposure. Request a Proposal With The Difference Health Plan, you get complete confidence that we will guide you or your client […]
Read MoreHow Does The Difference Card Work?

A Member’s Guide to Understanding The Difference Card Have you ever felt overwhelmed by the rising costs of healthcare? It’s no secret- healthcare costs have risen dramatically in the United States over the past several decades. For those with employer-provided healthcare, average annual premiums for family coverage rose 37% from 2015 to 2020. At The […]
Read MoreWhich Health Insurance Solution is Right for Your Client?

The Difference Card offers a wide range of products to fit any client’s needs. Request a Proposal Cost Containment Solutions Difference Card MERP Take your health insurance savings strategy to the next level with a Difference Card MERP The Difference Card specializes in administering Medical Expense Reimbursement Plans (MERP). This IRS Section 105 Plan […]
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