At Difference Card, we believe that success in healthcare benefits is a team effort. This month, we are thrilled to recognize an outstanding partner who has gone above and beyond in delivering customized, effective solutions to her clients—Christina Collins from Mercer in Louisville, Kentucky. Christina’s dedication to her clients, combined with her expertise and commitment […]

A Georgia-based manufacturing company faced a significant health insurance renewal increase from Anthem Blue Cross Blue Shield (BCBS) of Georgia, which threatened to raise their premiums by 25%. With a 200-employee workforce, this increase would have added over $500,000 to their health insurance costs, creating a substantial financial strain if no changes were made. To […]

Many families worry whenever they have to deal with medical conditions and associated medical expenses. In 2023, the annual medical cost for a family of four in the U.S. was $31,065. To provide relief from medical expenses, employers offer various forms of healthcare plans or benefits for their employees. In addition to the traditional group health insurance, […]

Your customers are essential to your company and its bottom line. Producers must find ways to increase their client base and foster the relationships they already have. Taking steps to attract and retain consumers is vital to your business. Below, we explore ways to improve these efforts and the benefits of having strong strategies. What […]

In recent years, the health insurance landscape has undergone a significant transformation, with customization emerging as a key differentiator for successful insurance brokers. The growing complexity of healthcare needs, rising costs and evolving employee expectations have created a demand for more personalized health insurance solutions. This comprehensive guide explores how to tailor solutions and products to […]

We’re excited to recognize Jake Burns from USI Insurance Services as our Difference Card Broker Partner of the Month for October 2024! As the Practice Leader at USI’s Los Angeles office, Jake has been an influential leader in the employee benefits industry for over 15 years, consistently delivering innovative and cost-effective solutions to his clients. […]

A car dealership company located in the suburbs of Los Angeles, Southern California, was facing rising healthcare costs for its employees. With over 250 employees and 229 of them enrolled in its health plan, the dealership was seeking a way to reduce its $2 million annual health insurance expenditure. At the time, the company was […]

Healthcare in the USA is becoming increasingly costly and complex for employers, employees and insurance companies. According to a 2023 report by KFF, the average annual premium for employer-sponsored family health coverage reached $23,968, marking a 7% increase from the previous year. As healthcare expenses continue rising, finding comprehensive cost-containment strategies has become increasingly crucial […]