October Case Study: Difference Card Saves California Aerospace Distribution Company Over $100,000
Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a California Aerospace and Defense Distributor build the most cost-effective healthcare plan for their October renewal. The company was receiving a 3.8% renewal increase from Aetna. This Distribution Company’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to staff. Request a Proposal Our California team […]
Read MoreHow to Create an HSA Spending and Saving Strategy for 2022
With 2022 just around the corner, what better time than now than to come up with a HSA spending and saving strategy? As your HSA is an account you can pull money from, it’s important to see how it ties into your larger spending plan. Learn More About HSAs A bright spot in an otherwise […]
Read MoreHealthy Habits & Health Insurance: Our New 3-Part Webinar Series!
Join us for this exciting 3-part series! The Difference Card is excited to launch a brand-new, 3-Part Webinar Series focused on creating a productive and healthy fourth quarter – both by generating new business AND by taking care of your mental wellbeing during a typically stressful season. This unique webinar series will help you calm […]
Read MoreCan I have an FSA and HSA? Exploring compatible tax-free account options
Whether you’re single, married, or have a growing family, healthcare may be a large chunk of your budget every year, and it can be particularly costly with a high-deductible health insurance plan. Fortunately, there are a couple of tax-friendly accounts, Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) that can make medical expenses more […]
Read MoreWhy The Difference Card Uses a MERP to Build Custom Plan Designs
There are many employer benefit funding options that maintain pre-tax status with the IRS. One common plan is referred to as an HRA, or Health Reimbursement Arrangement. Some employers allow their workers to direct payroll deductions into an FSA to cover certain medical expenses on a pre-tax basis. Others offer to purchase transit passes on […]
Read MoreSeptember Case Study: Pennsylvania Manufacturer Saves $50,995 on Renewal Using The Difference Card
Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, the Difference Card helped a Pennsylvania Manufacturer navigate a difficult September renewal. The client was receiving a 19.4% renewal increase from UPMC. This manufacturer’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT changing the benefits to staff. […]
Read MoreWhat Is an HSA & How Does It Work?
More Americans are starting to use Health Savings Accounts (HSAs) to assist with their healthcare costs. As HSAs gain popularity, you’ll likely want to know if an HSA is right for you, especially if your employer offers an HSA in its benefits package with a Qualified High Deductible Health Plan (QHDHP). Fortunately, understanding a Health […]
Read MoreTraditional Dental Insurance is like Driving a Broken Car: Dental Difference is the Solution.
Question: Would you keep driving your car if you lost 40% of the gas each time you filled up your tank? Answer: Of course you wouldn’t! You’d fix the problem or get a new car! Typical Dental Insurance is Broken Dental Insurance is just like this hypothetical vehicle you’re driving in the above scenario. US […]
Read MoreAugust Case Study: New York Non-Profit Group Saves $467,500 on Renewal Using The Difference Card
Using our proprietary MERP (Medical Expense Reimbursement Plan) strategy, The Difference Card helped a New York non-profit navigate a difficult August renewal. The client was receiving a 7% renewal increase from Aetna. Read More Case Studies This non-profit’s Health Insurance Broker engaged The Difference Card to help with a solution to reduce this renewal WITHOUT […]
Read MoreTop 10 Reasons to Exit a PEO
Is a Professional Employer Organization Model (PEO) still the right choice? The Difference Card works with many employers- both within the Professional Employer Organization model and outside of the PEO model. However, there comes a time when some companies realize they have outgrown their PEO model. The efficiencies of outsourcing no longer outweigh the administrative […]
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