The Difference Card has a long-standing relationship working with public sector clients, such as townships, cities, boroughs, and government entities. We partner with public sector clients to create better health benefits that fit under state sponsored health plans.
We help them create the BEST employee benefit plans, while often saving the organization hundreds of thousands of dollars.
Over the last 10 years, The Difference Card has saved public sector clients over $269 MILLION in healthcare expenses.
The average public sector client sees about 17% in savings annually, or around $3,467 per employee per year.
| PUBLIC SECTOR CLIENTS | SAVINGS PROVIDED BY THE DIFFERENCE CARD |
| Total savings over 10 years | $269,705,859 |
| Average annual savings per organization | $502,005 |
| Average savings per employee per year | $3,467 |
| Average percent of savings per employee per year | 16.9% |
The Borough of Dunellen has partnered with The Difference Card to maintain a healthcare plan with robust benefits without increasing employee contributions or reducing the benefit package.
This borough is expected to save between $65,000 and $131,000 in their first year. Long-term savings are expected to reach up to $785,000 over the next five years.
Click here to read the full article here in NJ Cops Magazine.
In the first year of using The Difference Card, this municipality saved $1,480,658 off their health insurance costs.
By utilizing The Difference Guarantee insurance policy, the municipality was able to see a 30% reduction in their fixed insurance premiums for the 2023-2024 plan year.
They expect to continue to see savings with The Difference Card for their 317 enrolled employees for the upcoming plan year.
The Difference Card Strategy is saving New Jersey public entities an average of 24% off their health insurance.
The Difference Card utilizes the more cost-effective NJ Direct $20 / $35 Plan, reducing the fixed monthly health insurance premium paid to the carrier.
Compared to the Direct $10 plan, there is -24% savings in fixed premiums.
The Difference Card offers public sector groups an alternative to expensive State Health Benefit Plans through our unique benefit plan designs.
Discover how The Difference Card can help today!
