The Difference Card
A unique solution using a Medical Expense Reimbursement Plan to take your healthcare saving to the next level.
The Difference Card specializes in administering Medical Expense Reimbursement Plans (MERP).
This IRS Section 105 Plan allows employers to establish a tax-free account from which members can access to help pay for qualified expenses associated with the underlying carrier medical plan.
The Difference Card MERP takes the Health Reimbursement Arrangement (HRA) concept to the next level by providing more flexibility, security and customization.
The Difference Guarantee
The Difference Guarantee is unlike anything currently in the marketplace.
The Difference Guarantee provides the desired solution for business owners, CFOs, and benefit professionals asking, “Can you guarantee we’ll save money using The Difference Card?”
Our answer is yes, with The Difference Guarantee!
The product provides a limit on the maximum claim liability for a group. It is a true cap on the claim costs funded through The Difference Card program. By limiting this exposure, we lock in savings for an organization.
PLUM – Provider Lookup Manager
PLUM, powered by The Difference Card, is a search tool that gives members visibility into the cost and quality of their healthcare.
PLUM is the ultimate Provider Lookup Manager for our members, leveraging a robust, unbiased database that matches quality and cost data to deliver the best options based on location and services provided.
Exclusive to The Difference Card, members can easily access the user-friendly database tool in the mobile app or in their member portal online. Within Plum, members can view top-tier providers, known as Plum Providers, who rank in the top 25% for both cost and quality.
Healthy Difference Wellness Program
The Difference Card provides an all-in-one solution that enables employers to design an incentivized wellness program that reduces employee out-of-pocket medical expenses by rewarding participation in a Difference Card Wellness Program.
Our Wellness Program is designed to encourage healthy behaviors from employees who may not typically participate in a wellness program, for helping employees to drive down healthcare costs long term.
